There is a small window of time before people actually receive money to set things up right. After that, pressures and people get in the way.
I feel sorry for everyone involved. I feel sorry for the widows and widowers. Not only have they lost their spouses, but after they run through the money they are worse off financially than ever.
I also feel bad about the spouses who died thinking that their families were taken care of. People buy life insurance because they want their loved ones to achieve life goals. They don't pay for life insurance so someone can take six "friends" to the Super Bowl.
A lot of widow and widowers wake up every day asking "How can I live without you?" I'm not sure how, but they eventually start to cope with their situation.
Kathy Trant has been through hell. If her attorneys, advisors, or friends had insisted that she needed to put her money in a structured settlement or a trust, she would be able to live a comfortable life; now she won't.
She can't get the money back from the six leeches that she took to the Super Bowl. People who prey on grieving widows don't have the money or conscience to help her. I suspect she subconsciously thinks that getting rid of the money will bring back her husband and her old life.
Her husband is not coming back. She, and others like her, need to answer the question, "How do I live without you," by answering, "With great memories and the money you left to help me through this."
Don McNay is a columnist for the Richmond (Ky.) Register. Contact him at email@example.com.